A payment layer doesn't make any sense without a decent infratructure.
Most other token layer are lacking the needed infrastructure. The reason is very often, that the isn't any entity particular in charge for taking care of such.
This results in each and every member of the token layer to hope "others" are getting stuff done. Therefor our layer has an own organization just in charge of taking care of our infrastructure.
Its developing ATM.S, vending modules and in joint venture with us, the FINANCECLOUD API